Privacy Policy Information for California Consumers

Contacts
You my contact us at privacy@thewisdomco.com or exercise your CCPA rights for an Information Request, Data Deletion Request, or a request to Do Not Sell My Personal Information at the following web link.
(LINK: https://privacyportal-cdn.onetrust.com/dsarwebform/00ede9b7-3b4b-4836-9372-861b5ef121a1/690f54ad-b07e-4f22-8133-5c3dece73e69.html)

Personal Information we Collect
While using our forms, we collect:

Customer-Provided Identifiers, such as:
Name and Physical Address Information
Telephone Number
E-mail Address
Self-reported information about loan amounts, current insurance coverage, and credit status

Publicly Available Demographic Information, such as:
Current real-estate home values
Public IP Address

Statistical Information, such as:
Date and time of request
Prior requests with your personal information

Why we Collect your Personal Information
We collect your personal information so that it can be used to match your details to relevant service providers to provide quotes and/or information for the solicited services through our forms. Your Customer-Provided Identifiers are used along with Publicly Available Demographic Information to validate that your request is authentic and to provide appropriate information for third-party providers to be able to contact you.

We use Statistical Information and Customer-Provided Information to prevent requests and to notify you of opportunities via personalized marketing offers.

How we Collect your Personal Information
We collect Customer-Provided Identifiers and Statistical Information from consumers directly via our web forms and the submission of said web forms.

We collect Publicly Available Demographic Information from public records.

With Whom we Share your Personal Information
WE MAY USE INFORMATION THAT WE HAVE COLLECTED FOR ANY LEGALLY PERMISSIBLE PURPOSE, INCLUDING SELLING OR TRANSFERING SUCH INFORMATION AT ANY TIME TO THIRD PARTIES FOR ANY LEGALLY PERMISSIBLE PURPOSE.
For example, we may share your personal information with select business affiliates so that they can contact you and offer you products and or services that we believe might be of interest to you. This may include e-mail advertising, telephone marketing, direct mail marketing, and online banner advertising to name a few. In addition, we may maintain separate e-mail, mailing or phone lists for different purposes based on the information that you submitted and that we maintain. For your information, our business affiliates have all agreed to operate in accordance with federal and state laws and regulations relating to the handling of your personal information. You may learn more about any of our business affiliate's privacy policy by visiting our business affiliates' Web sites at such times as such affiliate may contact you. You my exercise your rights to Do Not Sell My Personal Information by following the relevant link.

We may also disclose your personally identifiable information in response to a subpoena, court order, or other legal process; as well as the transfer or sale of personally identifiable information pursuant to the sale of our business or assets. Should such a combination or acquisition occur, we will require that the new combined or acquiring entity follow this privacy policy with respect to your personal information. If we transfer ownership of the site to another company, we will notify you by email or by general notice on our site. In addition to the forgoing, we may also sell, transfer or share non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons visiting this site.

Right to request disclosure
California residents have the right to request disclosure of collection, use, or sale of personal information as we as specific data points available. You may fulfill this request by visiting our request form and selecting an Information Request.

Requests must be authenticated via email and will be responded to within 45 days electronically. Authentication is automatic and will be considered closed and rejected if not performed by the customer within 7 days of the request.

Right to request deletion
California residents have the right to request deletion of their data. You may fulfill this request by visiting our request form and selecting a Data Deletion Request.

Requests must be authenticated via email and will be responded to within 45 days electronically. Authentication is automatic and will be considered closed and rejected if not performed by the customer within 7 days of the request.

Right to Opt Out
California residents have the right to request an opt-out of all data and sale of information. You may fulfill this request by visiting our request form and selecting a Do Not Sell My Personal Information Request.

Requests must be authenticated via email and will be responded to within 15 days electronically. Authentication is automatic and will be considered closed and rejected if not performed by the customer within 7 days of the request.

Non-Discrimination
California residents choosing to exercise Information Requests, Data Deletion Requests, and Do Not Sell My Personal Information requests will not experience discrimination. However, by exercising a Do Not Sell My Personal Information Request, you may no longer receive contacts regarding your request as these are performed solely by third parties.

Minors Under Age 16
Please note that we do NOT sell the personal information of minors under 16 years of age, without affirmative authorization.

Authorized Agent
If you are acting as an authorized agent, you may submit an opt-out request through the link above in the section titled Right To Opt Out. In the Request Details form, please note that you are an authorized agent for the consumer and submit relevant proof of the relationship. If you are able to electronically validate the information, the Opt Out request will be accepted. If you cannot electronically validate the information, we may contact you for additional proof of your authorized agent relationship. Each request must be unique per consumer.